R A Clement Associates - Chartered Accountants - Oban, Fortwilliam, Tobermory
















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Our Services

Retail

The retail sector has always been one of the most competitive business environments, but with the rapid growth of direct marketing, mail-order, Internet trading, car boot sales and temporary markets, retailers are under more pressure than ever before. Anyone in the retail trades must have sound financial advice and the support of a team of professionals to help them maintain market share.

R A Clement Associates have considerable experience acting for the retail sector, and understand clearly their special requirements - especially the need for timely, proactive advice on how to maintain and improve their business. We can help you maximise your profits through improvements in stock control, purchase re-ordering and reconciliation procedures. Where appropriate we can advise on the installation of computerised stock control and point-of-sale systems. Whether you are a small shopkeeper or a large retailer, our team of experienced professionals is here to help you succeed.

The UK VAT regime places a heavy burden on the retailer to account for tax on sales and purchases. We can relieve you of a lot of unnecessary time and expense by recommending the most appropriate scheme, and handling your VAT planning and administration.

Our Services

Business Services

Acquisitions/disposals
Company secretarial
Corporate finance
Bookkeeping/accounting
Business start-up
International services
Payroll
Rescue & recovery
Strategic planning


Specialist sectors

Building profits
Forensic
Investment and financial
Manufacturing
Medical profession
Retail


Tax and Audit

Audit
Corporate tax planning
Personal tax planning
Self assessment
VAT
Estate planning
Retirement strategies
Trusts & executorships




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