R A Clement Associates - What can we do for you?

You are busy so we will get straight to the point - we want you to benefit from our bespoke services whether you are a private individual, a charity, or a business. If you are already a client we would like to say thank you, we really do appreciate your business.

Many individuals and businesses have used our services and you too can benefit if you become our client

Your first, no obligation consultation is FREE. Phone us in Oban on 01631 562 643 and ask Fiona or Helen to book you an appointment or in Fort William on 01397 700 171 and ask Dianne to do the same.

We now offer "cloud based" accounting software called "KashFlow" for small businesses.

Meanwhile you can register online  and receive free tax and business updates via our email newswires.

Business news


The UK tax gap between the amount of tax due and that actually collected fell to 6.5% in 2014/15, according to figures by HMRC.


More than 440,000 basic rate tax paying landlords could be moved into a higher tax bracket from April 2017.


The government’s plans to introduce a secondary annuities market for pensioners have been cancelled.

Client only area

This unique resource is an essential part of our on going commitment to providing our clients with the best and most up-to-date business content and services

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Accredited trainers

We are accredited trainers for both the CA and ACCA accounting qualifications so you can select the training best suited to your career plans.

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